Wed 21-Aug-13 07:27 AM | edited Wed 21-Aug-13 07:30 AM by mpage
My apartment insurance only cover around $1,000 worth of camera equipment. I understand home owners' insurance does not cover extensive amounts of camera equipment either. My Allstate agent suggested an Inland Marine policy that cover $25,000 worth of equipment for around $200 a year. The equipment is covered for loss and damage, both in the apartment, or in the filed. I'm sure other companies have similar policies.
The dust issue is a fact of live with high-quality DSLR cameras. There is a Forum post that covers the issue. It is not difficult to keep a sensor clean: