It was interesting that a much higher percentage of Thom's workshop participants used D800's than any other model. I'm sure it was the primary camera for most people.
With all the damage that typically occurs on a photo trip, it's no surprise.
As far as insurance is concerned, I think it's important to insure your gear. It costs around $1.20 per $100 in value to add gear to a homeowners policy, and for professional use you can get policies for around $2 per $100 of value. Stand alone policies are available for members of NANPA through Chubb. PPA has a free policy for members but it is not worth much. The deductible is $250 plus an additional $250 for dropped gear on PPA's policy. The cost works out to about $1.75/$100 for PPA members but it has costs for membership and the deductibles.