>Unlike a lot of people I've talked to, I've never lost a single >picture.
Neither have I. And PM will put copies of the files in 2 locations. All automatic, should you wish. I spend less time futzing with files and more time shooting. PM is also the standard for sports and other event photographers who need to have a 100% reliable way to get images, with the proper file names and tagging to their clients, sometimes very quickly.
But we all need to use the workflow that works best for us. Yours is certainly safe and working. Others may prefer something equally as safe and quicker. But to say that you should never do any other file manipulation with an "intermediate" ingest or copy program because it is unsafe is just plain false.