I already found that out...the hard way. After loading the settings I discovered that the first three letters of my file names were MJH, instead of DSC as before. I was totally stumped for awhile, because that's my initials. I couldn't imagine how those settings could discover my initials!!! LOL! Now I'm guessing Mike's middle name might begin with J.
That's one reason why I say I learned a lot about my camera in taking the time to go over all the settings, including the one's that had Mike's name inserted in the comment/copyright information.