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Hi Carol,Either there is no card in the camera or the camera is unable to read the memory card. Try to format the card in the camera (page 236 in the manual.)If you cannot format the card in the camera put it in a card reader and try formatting it with your computer. If the computer can format the card then try it again in the camera. If the card reads on the computer but you still cannot get it to work in the camera then you should try another card. If you cannot get any cards to work in the camera then you probably need to take it back and exchange it for another.
Dave SummersNikonians Photo Contest DirectorMy Nikonians Gallery | Current Nikonians Contests