Randy As a financial planner in my primary profession, your approach is an excellent one and part of a more extensive budgeting program and spousal financial integrity I recommend. Since money and financial disputes are the primary cause for marital discord, if each spouse has their own account for "discretionary" spending, and if it's structured within a well thought-out budget, it does wonder for maintaining marital stability.
However, depending on the dynamics of the specific relationship, if one spouse is willing to allow the other to control the financial "purse-strings" of the relationship (usually in exchange for control of some other marital dynamic), and not seek to subvert or manipulate the situation, it can work quite well, at least in the short term. Longer term the vast majority of individuals seek some sort of financial independence, even (and often particularly) from their own spouse. Having access to their own "discretionary" account, and to a larger extent, being part of an overall estate plan that provides for each partner's needs in a variety of situations, is very important to long term marital survival.
PS: Regarding the original post: Liar, liar, pants on fire!
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