Thanks for putting up with all my rambling around with this new D100, CF cards, interface problems, etc. For what it is worth, I have made a pragmatic solution to my download problem. I bought a $19usd card reader today and that fixed everything. For reasons I will never understand the direct download does not work properly on the computer that I do all my photo work on. But the question is moot now; so, on to taking photos!
I have copied your workflow from your post and will try to follow up and see how that works for me. The NEF's I have now, as processed by PS Elements, look very good. I will upload a flower picture or two that I have and get your critique. Thanks again.
I downloaded the little registry sweeper program and used it, but my problem must lie somewhere else. Oh well.... good to know the program is there anyway.