Thanks, Alan, for kindly sharing all that great info. I want to get back to you on a couple of points, but something else involving NEF's has come up that is puzzling to me. I shot my first pics on the RAW setting today, but I ran into a roadblock I did not expect when I tried to download the pictures into Nikon View 5.1.1 that came with my D100. On any card that has NEF pics on it, the Nikon View cannot not even read the camera and see the card much less the pictures. I get an error message that the camera has no CF card. So, even jpegs on the card are not read. I *can* get the CF card seen , at least, when I try to download into Nikon View 5 from my CP 990, at least, the jpegs download, although it ignores the NEF files. Is this normal? I knew Nikon View 5 could not process the RAW files, but I thought it would at least download a thumbnail. I can see the NEF pics on the LCD on the back of the D100 so I know they are there. I am loading the trial version of Capture 3 that came with the camera as I write this. It should be able to see the NEF's. Somehow, this does not seem right. Am I missing something?