VR at around $100 can be done. It takes a lot of patience and checking here and at other sites like fredmiranda.com. Even KEH sometimes has a real bargain and free shipping.
I managed to pick up the Nikkor 18-55 VR for $95 and the Nikkor 55-200 VR for $114 (KEH) for my son. In fact the $114 was a relacement for one that fell out of a bag in the mountains, which I got for $110 (Nikonians).