Hello RDeal, I am sorry to hear of your frustration. When you originally posted you spoke of difficulty copying the data from what I have assumed to be a Windows PC to the card. If you are not using windows then the process will have to be adapted to the use of an Apple. Are you still having a problem at this point? If so it might be easier to use a card reader to mount the card to the computer and copy the file across to the card that way. You might like to see if anyone raises a comment or objection to the procedure I have suggested before attempting to follow my suggested sequence. A) Have you downloaded the firmware from Nikon and expanded it as per the instructions? B) Has this produced the 2 .bin files, A and B. ? Then, if you have reached this stage successfully the following flow should be followed: 1) Format the card in the camera. 2) Then switch off the camera and remove the card. 3) Place the card in a card reader and connect the card reader to the PC. 4) Copy just the 'A' file to the card in the card reader, you may find it easier to use copy and paste to ensure that you copy the file and not just a link to the file - this can catch some people out. 5) Make sure that this copy completes fully and verify that you can see the 'A' file on the card ***and nothing else*** while it is still connected to the computer. Verify that the size of the file on the card and on the computer are the same! If you have successfully completed to this stage you should be ready to update the camera. 6) To do this, 'safely remove' the card from the computer 7) Insert the card into the camera and switch the camera on 8) Follow the menus to the Update the firmware from the "Setup" menu 9) Follow the camera's on-screen menus. 10) Once the 'A' firmware is loaded and done wait 30 seconds and then Format the memory card in the camera. Now I am adding some steps 11) Switch off the camera 12) Remove the card from the camera and return it to the card reader. 13) Connect the card reader to the computer. 14) Copy the B firmware to the card. 15) Verify that the copy has been completed and that only the 'B' the file is present on the card. 16) 'Safely remove' the card reader and remove the card. 17) Insert the card into the camera and switch on 18) Repeat steps 2 through 7 using the "B Firmware" (only) 19) Wait 30 seconds 20) Re-format Card. Note, (i) while my references to the card speed might have been a real distraction something has stopped your progress to date. Remember that until you start the update operation in the camera nothing has been changed so if you would like to check off the steps as set out above up to the point of having the 'A' firmware on a formatted card and let someone here know of your progress then feel free to write in. (ii) The software you down load from Nikon is not in a form that can be directly loaded into the camera, it should be an *.exe file if you are using windows and the *.exe file does need to be run to create the two firmware files. (iii) Not all card readers may be suitable, see the Nikon reference, (do not use a Lexar Jump Shot USB cable to perform this update). However the once the file has been written to the CF card then you should be good to go forward with the rest of the operation.