I'm comparing what I see in the viewfinder with what I see subsequently on the screen - both camera and PC. I haven't got round to printing yet.
Using 85mm f/1.4 wide open on a D200.
I find that the out of focus appears far sharper in the viewfinder than it does in the output file.
For example letters on a poster in the background that are legible in the viewfinder are a creamy illegible blur in the final photo. Not that it is generally a problem - that's what the lens is meant to do!
I'm just surprised that you don't see that in the viewfinder.
I wonder how this appears with liveview, which of course I do not have. I imagine you really do see what the final (wide open) image will look like....