UPDATE: Sent the D90 to NIKON in Melville, NY. It was ~$220 to repair the camera. they also included a firmware upgrade and a very good cleaning. Seems to work fine and time will tell as i have a few shooting assignments hopefully in the offing. it took about 2-3 weeks once we paid them...and prior to that it took them a couple of weeks to get to it. not too bad. they have a faster service for professional photographers.