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New Paypal Gift method may cost sellers payment

OffBeat

US
611 posts

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OffBeat Registered since 08th May 2003
Sun 03-Feb-13 02:48 AM | edited Sun 03-Feb-13 02:57 AM by OffBeat

I hope this is okay to post this here in the for sale forum as it might save someone from losing a lot of money. Not necessarily here, but any buy / sell forum.

For those that request PP Gift payment you might want to be careful. You will save paying your PP fees but senders can now send money Gift and use their credit card to do it.

Purchaser can reverse payment via credit card and you will be out your payment. Hard to fight with PP or anothers credit card company over someone taking back gift money. To do so you will have to admit that you tried to avoid fees on an item you sold by taking Gift option. Be careful out there!

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Nikon32250

St. Augustine, US
3766 posts

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#1. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 0

Nikon32250 Silver Member Nikonian since 16th Mar 2004
Sun 03-Feb-13 03:51 PM

Another problem with the gift option is that, as a purchaser, you lose all your PayPal purchaser protection.

Graham
From St. Augustine, FL. "I like photographers, you don't ask questions." Ronald Reagan to White House Press Photogs

http://www.ancientcityphotography.com/>

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FutureLook

Miami, US
568 posts

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#2. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 0

FutureLook Silver Member Nikonian since 30th Dec 2003
Mon 04-Feb-13 04:09 PM

I want to thank both of you for this relevant information. It is greatly appreciated.

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Cookies35

NL
1975 posts

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#3. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 0

Cookies35 Silver Member Nikonian since 18th Apr 2007
Mon 04-Feb-13 05:59 PM

WOW!!! This is seriously important to know. Thanks for posting.

It should almost be required reading. Maybe a moderator will pin this post.

— LaDonna

_________________________________
A little knowledge is a dangerous thing

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wh_auden

Basking Ridge, US
489 posts

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#4. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 0

wh_auden Gold Member Nikonian since 27th Mar 2008
Mon 04-Feb-13 07:25 PM | edited Wed 06-Feb-13 12:18 PM by wh_auden

Hopefully this will help to stop the "Gift Pay" option that was not appropriate. I would never buy from any seller that requested the gift option.

wh_auden

In The Middle Of Difficulty, Lies Opportunity

John Kreisler

US
14 posts

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#5. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 4

John Kreisler Registered since 29th Dec 2008
Tue 05-Feb-13 12:16 AM

I fully subscribe to the notion not to engage in "a gift" transaction.
It deprives both, the seller and the buyer, of a critical form of Purchase protection.
In a recent transaction I purchased a lens, paid the asked for $1050.00 but never received the purchased item. PayPal recovered my funds with 10 days of fiing a claim. The seller must realize that saving the few dollars by circumventing the system can be a costly mistake to both parties. Seller...build the few buck into the price or consider it as a "cost of doing business"
Now let me get off my soapbox and run off...........

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Tippi

US
171 posts

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#6. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 0

Tippi Silver Member Nikonian since 13th Jan 2003
Tue 05-Feb-13 03:01 PM

Thanks! I don't do a lot of selling/buying so I had no clue.

sheesh I hope the recent item I sold and let them use 'gift' option goes smoothly for me.

Does it matter if you immediately transfer the funds into your bank account? I don't usually leave money in my paypal account for long.

ts

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MikeW2ck

US
367 posts

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#7. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 6

MikeW2ck Silver Member Charter Member
Tue 05-Feb-13 07:40 PM | edited Tue 05-Feb-13 09:47 PM by MikeW2ck

Thanks.

Right, I only use the Gift option to transfer money from friends or family. When it is asked for here it is simply to save the seller money. As stated above, the buyer will lose rights and claims in the transaction.





It should also be noted here it is illegal per your Paypal agreement to ask the seller to reimburse Paypal fees you incur as the result of a sale of goods. It is in section 4.6 of your Paypal User Agreement.


4.6 No Surcharges. You agree that you will not impose a surcharge or any other fee for accepting PayPal as a payment method. You may charge a handling fee in connection with the sale of goods or services as long as the handling fee does not operate as a surcharge and is not higher than the handling fee you charge for non-PayPal transactions.


If you want to sell using Paypal this is the price you pay for the convenience. This is the most anal forum I have ever been associated with which makes it hard to believe the moderators still tolerate this.

Do not try and sell me a $3000 used camera and then have the nerve to ask for an additional 3 percent because you would like to use Paypal. Edit: It is not my intention to rant nor is the above directed at any one individual on this forum.

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wh_auden

Basking Ridge, US
489 posts

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#8. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 7

wh_auden Gold Member Nikonian since 27th Mar 2008
Tue 05-Feb-13 07:54 PM

Very well stated Mike and I totally agree.

wh_auden

In The Middle Of Difficulty, Lies Opportunity

DAJolley

US
1251 posts

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#9. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 0

DAJolley Silver Member Nikonian since 19th Dec 2007
Tue 05-Feb-13 10:35 PM

The pros and cons and moral positions regarding the PayPal gift option have been beat to death many times on this forum. Please don't go down that path again.
Dave Jolley

David Jolley
Pickerington, Ohio
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wh_auden

Basking Ridge, US
489 posts

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#10. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 9

wh_auden Gold Member Nikonian since 27th Mar 2008
Wed 06-Feb-13 12:27 PM

>The pros and cons and moral positions regarding the PayPal
>gift option have been beat to death many times on this forum.
>Please don't go down that path again.
>Dave Jolley

Dave

If what you state is true and Nikonians is supposed to be an "honest" forum; how do you explain that the Gift Pay and PayPal fee charging practice continues?

wh_auden

In The Middle Of Difficulty, Lies Opportunity

DAJolley

US
1251 posts

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#11. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 10

DAJolley Silver Member Nikonian since 19th Dec 2007
Wed 06-Feb-13 08:02 PM

>>The pros and cons and moral positions regarding the
>PayPal
>>gift option have been beat to death many times on this
>forum.
>>Please don't go down that path again.
>>Dave Jolley
>
>Dave
>
>If what you state is true and Nikonians is supposed to be an
>"honest" forum; how do you explain that the Gift Pay
>and PayPal fee charging practice continues?

I have no idea what you are saying. My point is that every time the paypal gift option is mentioned it always leads to endless debates over its use and whether it is right or wrong. It's clear many of you don't think it right for sellers to use it and that's fine, but we've heard that over and over. There is no point in going down that road again. If you don't agree with it, don't buy from sellers that use it.
The original post was just an update on a recent change paypal instituted, it doesn't need more debate.
Dave Jolley

David Jolley
Pickerington, Ohio
Please visit my Website

georgem

East lansing, US
760 posts

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#12. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 11

georgem Silver Member Nikonian since 09th Sep 2006
Thu 07-Feb-13 12:27 AM

Hi Dave.

I say this with all due respect....I mean that? I guess I have to disagree with you on your point that it has been beat to death already and there is no point covering it again. I see more value in talking about it than I see a down side in its airing.

New member arrive all the time and it may be useful to bring it up from time to time.

I trust I'm not out of line in my opinion. I just don't see the problem with this discussion.

George Macaluso
East Lansing, Michigan.

slothead

Frederick, US
1733 posts

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#13. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 0

slothead Gold Member Donor Ribbon awarded for his generous support to the Fundraising Campaign 2014 Nikonian since 12th Aug 2009
Thu 07-Feb-13 02:48 AM

I guess what I hear some of you guys saying is that you have to be careful when you try to cheat the system to save some money. Doesn't go without saying?

I think Paypal has organized it pretty well. If you really want to give a "gift" you can do it anyway you like and if for some reason you change your mind, I guess you can get your gift back (I didn't know this), but if it is really a gift, then no one is going to lose any money.

Tom
http://tjmanson.smugmug.com
D800, D750, N1-J5 and a (BIG) handful of lenses.

jwrupley

Holland, PA, US
166 posts

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#14. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 11

jwrupley Registered since 25th Apr 2008
Sat 09-Feb-13 01:19 PM

Dave
I always find it interesting when someone takes a contra-position as passionately as you seem to with this issue. I generally read this forum and others on Nikonians three or four times a week and for whatever reason, I did not see previous posts on this subject. I had no idea about the gifte issue. I buy and sell infrequently, but this is very useful information and I for one applaude the initiator for bringing the subject up, and secondly for the monitor leaving it on the forum site for others to see and comment on. Seems to me that if you are tired of the subject, you just don't need to read it, let alone comment on it. Just MHO.

John

JW Rupley
--------

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IndyGeoff

Greenwood, US
165 posts

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#15. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 7

IndyGeoff Registered since 03rd Jul 2007
Sat 09-Feb-13 03:26 PM

Conversely, do not buy the camera if 3% is a big deal to the buyer. /shrugs

I shake my head at cheaters.

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kennyg92

Seattle, US
251 posts

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#16. "RE: New Paypal Gift method may cost sellers payment" | In response to Reply # 14

kennyg92 Silver Member Nikonian since 16th May 2006
Wed 13-Feb-13 04:27 PM

>Dave
>Seems to me that if you are tired of the subject, you
>just don't need to read it, let alone comment on it.
>
>John

Totally agree. Keep it to yourself.

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G