nikonians

Even though we ARE Nikon lovers,we are NOT affiliated with Nikon Corp. in any way.

| |

Sign up Login
Home Forums Articles Galleries News Workshops Shop Recommended
members
All members Wiki Contests Vouchers Apps Newsletter THE NIKONIAN™ Magazines Podcasts Fundraising

I want to apologize

kkeesy

New Haven, US
318 posts

Click to send email to this author Click to send private message to this author
kkeesy Silver Member Nikonian since 05th May 2006
Sat 17-Nov-12 10:56 PM

A few weeks ago I listed a D2Xs for sale.We had a house fire and I lost almost everything in my computer room.I think the modem caused it.The loss was around $ 30,000 dollars.Cameras, lenses, hard drives, and about twenty years worth of slides.All that survived were a D7000 and one D2Xs that were in the shop.The insurance company is giving me a hard time.Anyone with that much equipment must be a Pro,which is not covered.I have an attorney that is trying to help.I forgot about the listing and am sorry I didn't follow through.It is a sick feeling.If I recover the first thing I'm going to do is to go with an online backup.This laptop is all I've got right now with an assortment of images.It's like starting all over...just hope the insurance comes through.

Visit my Nikonians gallery.

mklass

Tacoma, US
6498 posts

Click to send email to this author Click to send private message to this author

#1. "RE: I want to apologize" | In response to Reply # 0

mklass Platinum Member As a semi-professional involved in all manner of photographic genres including portraiture, sports, commercial, and events coverage, Mick is always ready to help Nikonians by sharing his deep knowledge of photography and printing. Donor Ribbon awarded for his generous support to the Fundraising Campaign 2014 Nikonian since 08th Dec 2006
Sat 17-Nov-12 11:54 PM

Seems like a post here should be the least of your worries.

Good Luck on getting everything resolved.

Mick
http://www.mickklassphoto.com
or
Visit my nikonians gallery

tfeazel

Polk City, US
737 posts

Click to send email to this author Click to send private message to this author

#2. "RE: I want to apologize" | In response to Reply # 0

tfeazel Silver Member Donor Ribbon awarded for his support to the Fundraising Campaign 2014 Nikonian since 12th Sep 2004
Sun 18-Nov-12 01:07 AM

No apologies are necessary.

$30,000 sounds like a lot of camera equipment, but a serious amateur will easily accumulate that much equipment in only a few years. I probably have a good bit more than that, and I moved to Nikon digital only a couple of years ago.
I'm very sorry to hear that this disaster has befallen you.
I don't know how we can help you in this matter, but i'm sure I speak for all Nikonians in wishing you the best.
Tom,

Tom

Visit my Nikonians gallery.

bacil

Excelsior, US
420 posts

Click to send email to this author Click to send private message to this author

#3. "RE: I want to apologize" | In response to Reply # 0

bacil Basic Member
Sun 18-Nov-12 02:26 AM

Wish you the best.

NatureDon

US
1050 posts

Click to send email to this author Click to send private message to this author

#4. "RE: I want to apologize" | In response to Reply # 0

NatureDon Silver Member Nikonian since 08th Nov 2007
Sun 18-Nov-12 10:47 AM

Howard, very nice of you to think of Nikonians and post an apology, although certainly unnecessary. Your concern at a time like this is a tribute to the folks who gather here. Best wishes as you work through this and re-group.

Kind regards,
Don

Visit my Nikonians gallery.

Coldfront

Marengo, US
284 posts

Click to send email to this author Click to send private message to this authorClick to send message via AOL IM

#5. "RE: I want to apologize" | In response to Reply # 1

Coldfront Gold Member Donor Ribbon awarded for his support to the Fundraising Campaign 2014 Nikonian since 27th Mar 2004
Sun 18-Nov-12 03:48 PM

Mick so sorry to hear of your loss! Years ago in the film days I had a breakin and robbery.The ins co.questioned two F2s and and quite a few lens also high end audio equip and tools. I brought the manuals and boxes in and they paid for the loss. I know this is different than your situation but I aso have had to start over. It took years and I never did replace some things, so I know ow you feel. Look to your brother Nikonians for support and if we can help in any way please don't hesitate.best jim

Coldfront

Visit my Nikonians gallery.

rjbedell

Bala Cynwyd, US
20 posts

Click to send email to this author Click to send private message to this author

#6. "RE: I want to apologize" | In response to Reply # 0

rjbedell Silver Member Nikonian since 15th Feb 2010
Sun 18-Nov-12 05:27 PM

Sorry to hear about your loss.

Years ago, I, too, had a break-in. Only lost an old Canon FTN (my wife's). After that, I went back and checked my insurance.

For not much money, I added cameras and lenses as "scheduled property" under my home policy. My D90 and 18-105mm cost $25 per year (reminds me I need to add some new lenses to this) - not that much and not subject to the standard deductible. AND the insurance company can't give you a hard time about the amount/cost of the equipment, if you have it scheduled with them beforehand. They list the equipment with serial numbers on my policy.

Not sure about hard drives, slides, etc. - off-site and/or backups probably best for those items.

Maybe other Nikonians have some insights on how best to insure equipment. There are a lot of "non-Pros" out there with serious investments in equipment.

Visit my Nikonians gallery.

kkeesy

New Haven, US
318 posts

Click to send email to this author Click to send private message to this author

#7. "RE: I want to apologize" | In response to Reply # 6

kkeesy Silver Member Nikonian since 05th May 2006
Sun 18-Nov-12 11:05 PM

Thanks to everyone.I also founf out I lost mu dad's 1928 high school diploma.Also all of his WW II pictures,really sad.

Visit my Nikonians gallery.

skibbyshot

Little Falls, US
137 posts

Click to send email to this author Click to send private message to this author

#8. "RE: I want to apologize" | In response to Reply # 7

skibbyshot Silver Member Nikonian since 25th Apr 2006
Mon 19-Nov-12 11:13 AM

Very sorry to hear of your loss....

FYI - years ago, a friend suffered a fire at his house. He hired a company that sued (or somehow represented his interests against the company)the Insurance Company. From what he told me, he rcovered very, very nicely. He felt that with just the Ins. Co. he would not have done nearly as well.

This is from my impression of what he told me, but I hope that it helps you in some way.

KEN

D3Xwannabe

Williamsburg, US
267 posts

Click to send email to this author Click to send private message to this author

#9. "RE: I want to apologize" | In response to Reply # 0

D3Xwannabe Gold Member Nikonian since 02nd Jul 2009
Mon 19-Nov-12 11:54 AM | edited Mon 19-Nov-12 11:56 AM by D3Xwannabe

I went through a similar experience with flooding when I lived in Virginia Beach. I now have an annual contract with Carbonite (an on-line, off-site back-up service) for $59 per computer per year, and every time I turn on my Mac or PC, they silently back up everything (including the OS) in the background without slowing my computer speed. The first back-up takes several sessions, but now I see the symbol in the tray working away quietly and I smile. I, like you, had about $30-40K in equipment and 1000's of slides, negatives, and digital images on my computers. It's not that difficult to accumulate if you're a serious amateur. Needless to say, I don't have anywhere near that much equipment anymore.

You have my deepest sympathies on your loss. I know how it is to feel like you've lost something invaluable and irreplaceable. I still get a know in my gut when I think about it.

Sincerely,

CARL
D3XWannabe

Visit my Nikonians gallery.

aces1202

Wilmington, US
314 posts

Click to send email to this author Click to send private message to this author

#10. "RE: Schedule your equipment" | In response to Reply # 6

aces1202 Registered since 12th Mar 2008
Thu 22-Nov-12 02:55 PM

Yes, scheduling your equipment on your homeowners policy is the thing to do. Added benefits of scheduling: No deductible, repair or replace, worldwide coverage, and the perils insured against are not limited to the normal perils for contents.

I wish you good luck with your case against the insurance company. I would think the burden of proof would be on the ins. co. to prove that you are a professional. If you haven't made any money taking pictures, that to me, is the true definition of professional.

------------------------------------
"”The quickest way to double your money is to fold it over and put it back in your pocket.” - Will Rogers

aces1202

Wilmington, US
314 posts

Click to send email to this author Click to send private message to this author

#11. "RE: I want to apologize" | In response to Reply # 8

aces1202 Registered since 12th Mar 2008
Thu 22-Nov-12 02:57 PM

>Very sorry to hear of your loss....
>
>FYI - years ago, a friend suffered a fire at his house. He
>hired a company that sued (or somehow represented his
>interests against the company)the Insurance Company. From
>what he told me, he rcovered very, very nicely. He felt that
>with just the Ins. Co. he would not have done nearly as well.
>
>This is from my impression of what he told me, but I hope that
>it helps you in some way.
>
>KEN


These guys are called Public Adjusters. Choose wisely if you get one. There are some good ones, but may of them are shady.

------------------------------------
"”The quickest way to double your money is to fold it over and put it back in your pocket.” - Will Rogers

Artaxerxes

Quincy, US
120 posts

Click to send email to this author Click to send private message to this author

#12. "RE: I want to apologize" | In response to Reply # 0

Artaxerxes Gold Member Donor Ribbon awarded for his support to the Fundraising Campaign 2014 Nikonian since 29th Jun 2004
Sun 25-Nov-12 01:23 AM

It is devastating to lose equipment. You had some very good items which would add up to a significant cost quite easily.

But, as you have determined, the greater loss is the record of memories. It is sad to hear of your loss, but I, as well as others here, wish you a quick settlement with the insurance company that is satifactory to you.

I am sure you are very thankful that this did not cause any personal injury to you or your family. That is a blessing in that the loss is only equipment, photos and documents.

This does make one think twice about leaving any UPS equipment or anything else powered when away for a period of time.


...and miles to go before I sleep.

Visit my Nikonians gallery.

G